A new survey shows that about one in four American workers remain in jobs they do not want simply to keep their health insurance. The report, released this week, found that 24% of employees are experiencing what experts call “job lock,” meaning they feel trapped in their current role because leaving would mean losing coverage.
The figure has risen sharply since 2021, when it was lower. The increase worries economists, as it may signal a less flexible labor market. Workers who stay in jobs only for benefits may be less productive and less satisfied, which can hurt the overall economy.
In the United States, health insurance is often tied to employment, unlike in many other developed countries. This system can discourage people from changing jobs, starting businesses, or retiring early. The survey suggests that this “job lock” is becoming more common, possibly due to rising healthcare costs and inflation.
The report did not specify which industries or income groups were most affected, but it highlighted a trend that could have long-term effects on worker mobility and economic growth. Health policy experts have long debated ways to disconnect insurance from employment, but no major changes have occurred.
For now, many Americans feel they have no choice but to stay put. The survey underscores how deeply healthcare costs influence career decisions in the U.S.