Bihar has secured the second position in the country for the use of RuPay cards under the Pradhan Mantri Jan Dhan Yojana (PMJDY). According to data released by the Union Finance Ministry, the state has 4.98 crore RuPay cardholders enrolled in the scheme. This makes Bihar the second-largest state in terms of RuPay card usage under the government's flagship financial inclusion program.
The Pradhan Mantri Jan Dhan Yojana is a national mission aimed at ensuring access to financial services, such as banking, savings, and insurance, for all households. RuPay is an Indian domestic card payment network that is widely used under this scheme.
The data highlights the significant penetration of the Jan Dhan scheme in Bihar, reflecting the state's progress in financial inclusion. The top-ranking state in RuPay card usage under PMJDY has not been specified in the report.
The scheme has been instrumental in bringing millions of unbanked individuals into the formal banking system. The high number of RuPay cardholders in Bihar indicates the widespread adoption of digital payment methods in the state.
Further details on the usage patterns and other states' performance are expected to be released by the ministry in subsequent reports.